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Actual Problems of
Economics and Law

 

16+

 

DOI: 10.21202/1993-047X.02.2008.4.12-16

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Authors :
1. T. I. Zainullin, applicant
Kazan State Institute of Finance and Economics



The role of consumer crediting and mortgage lending in the increasing of living standards in Russia


The article shows the importance of the task to increase the living standards in Russia, as well as the acuteness of the problem of poor dwelling circumstances in comparison with other countries. The mentioned problems could be solved by consumer crediting and mortgage lending. The author shows the influence of crediting system on the human capital formation. The advantages of crediting schemes are shown, the crediting possibilities are revealed.


Keywords :

consumer crediting; mortgage lending; standard of living; reform; housing market; housing availability


Bibliography :

1. Щетинин Я.В. Савинченко В.Е. Доступность жилья как основной фактор спроса на банковские ипотечные кредиты//Аналитический банковский журнал. -2006. -№ 3. -С. 49-53.

2. Щетинин Я.В. Анализ доступности жилья в Московском регионе//Финансовый менеджмент. -2005. -№ 6. -С. 98-108.

3. Едронова В.Н., Шилов М.Е. Методика расчета коэффициента доступности жилья в условиях ипотечного жилищного кредитования//Финансы и кредит. -2008. -№ 31. -С. 37.     

4. Дружинин А. Роль банковской сферы в повышении уровня и качества жизни населения//Человек и труд. -2008. -№ 2. -С. 15-16.  


Citation :

Zainullin T. I. The role of consumer crediting and mortgage lending in the increasing of living standards in Russia, Actual Problems of Economics and Law, 2008, vol. 2, No. 4, pp. 12–16 (in Russ.).


Type of article : The scientific article

Date of receipt of the article :
29.09.2008

Date of adoption of the print :
15.11.2008

Date of online accommodation :
25.09.2017